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Home Equity Line of Credit

Make your house feel like home.

Home Improvement, Made Easy

Renovations, remodels, and everything in between — whatever your need, a Home Equity Line of Credit can help.

Worry-Free Borrowing

Pay interest only on the amount you’ve spent — not the total line amount.

Apply With Ease

Seamless applications with a quick turnaround help you get the financing you need, when you need it.

Pay With Convenience

Make payments at your local branch or Interactive Teller Machine (ITM), or online any time.

Success-Driven Support

We’re on your side with unparalleled member service.

Financing You Can Depend On

Experience the benefits of opening a Home Equity Line of Credit (HELOC). Borrow money as needed and repay your loan with variable minimum payment requirements and interest rates.

  • Take out loans up to $250,000*
  • Loan-To-Value (LTV) up to 100%*
  • Potential tax benefits*
  • Conveniently access your funds any time
Apply Now

See Current Rates on HELOCs

Explore Your Options

We offer many loan types to help you with your financial needs.

We Offer More Than Just Loans

Let ORNL FCU be your full-service financial institution.

*Some restrictions apply. All loans are subject to credit approval based on our qualified loan program. All ORNL FCU programs, services, rates, terms, and conditions are subject to change at any time without notice.