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Loans to Help you Thrive

Empowering you to accomplish your goals.

Achieve More Together

Set yourself up for success with a personal loan that’s designed to help you thrive. ORNL FCU offers a range of personal loans with great rates and terms — so that you can achieve more without financial fear.

Total Transparency

No sneaky service charges or prepayment penalties.

Simplified Financing Process

Get help when you need it with simple applications and a quick turnaround.

Convenient Payment Options

Hassle-free payments can be made online or at a community branch or Interactive Teller Machine (ITM).

Support to Help You Thrive

Our team is here to help you find the personal loan that’s right for you — you’re not in this alone.


Enroll in paperless statements for fast, secure updates.

Loan Types

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Auto Loans

Buy or refinance your ride with great rates.

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Mortgage Loans

Build, buy, or refinance the home of your dreams.

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Home Equity Line of Credit

Make your house feel like your home.

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Line of Credit

Have access to the money you need, when you need it.

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Installment Loan

Use a fixed-rate and fixed-term loan to your advantage.

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Share Secured

Safely build credit and earn while you borrow.

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Credit Cards

Benefit from low regular rates and rewards for every dollar spent.

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Find a Branch or ATM

Visit a branch near you to explore your personal loan options.

See Current Rates on Personal Loans

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Calculate Your Monthly Payment

Run the numbers for your new home purchase, loan refinance, or auto loan.

Loan Payment Options

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