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Share Secured

Safely build credit and earn while you borrow.

Safe and Secure Borrowing

Whether you have an excellent credit score or are looking to build your credit, a share secured loan can help you further your finances.

Easy Earnings

Continue to earn dividends while you borrow.

Smart Credit Building

Secure your loan with savings and certificates instead of your credit score.

Straightforward Applications

Easily get financial support with uncomplicated applications and quick processing.

Future-Focused Support

Work toward a healthy financial future with the support of our dedicated financial experts.

A Better Way To Borrow

At ORNL FCU, you can rest assured knowing your share secured loan is working in your best interest.

  • Build credit safely and securely.
  • Use the money in your savings account or certificate to secure your loan.
  • Choose from a revolving line of credit or a fixed-term loan.
  • Borrow up to 100% of your savings or certificate balance.
  • Benefit from interest rates that are only a small percentage over your current dividend rate.
  • Conveniently make payments online 24/7 or in person.
  • Enjoy the advantages of no sneaky service charges or prepayment penalties.
Apply Now

See Current Rates on Share Secured Loans

We Offer More Than Just Loans

Let ORNL FCU be your full-service financial institution.

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