Safe and Secure Borrowing
Whether you have an excellent credit score or are looking to build your credit, a share secured loan can help you further your finances.
Continue to earn dividends while you borrow.
Smart Credit Building
Secure your loan with savings and certificates instead of your credit score.
Easily get financial support with uncomplicated applications and quick processing.
Work toward a healthy financial future with the support of our dedicated financial experts.
A Better Way To Borrow
At ORNL FCU, you can rest assured knowing your share secured loan is working in your best interest.
- Build credit safely and securely.
- Use the money in your savings account or certificate to secure your loan.
- Choose from a revolving line of credit or a fixed-term loan.
- Borrow up to 100% of your savings or certificate balance.
- Benefit from interest rates that are only a small percentage over your current dividend rate.
- Conveniently make payments online 24/7 or in person.
- Enjoy the advantages of no sneaky service charges or prepayment penalties.
See Current Rates on Share Secured Loans
We Offer More Than Just Loans
Let ORNL FCU be your full-service financial institution.