Consumer Fixed Rate Loans

Personal as low as *11.99% APR (up to 60 months)
Secured Loans as low as *2.34% APR (up to 75 months)
Private Student Loans as low as 5.74% APR* (up to 180 months†)

Variable Rate Consumer Loans

Personal Line of Credit as low as 10.24%** APR
Share Secured 2.00% over rate paid on base share account***
Certificate of Deposit Secured 2.00% over rate paid on certificate of deposit***
Private Student Loans 3.75% APR* (up to 180 months****†)

Equity, Second Mortgage, and Land Loans

HELOC Click Here
Fast Equity Fixed Click Here
Fast Equity 1 Year Adjustable Click Here
90% up to 5 acres Click Here
80% 5-50 acres Click Here

Popular Adjustable Rate First Mortgages

Flex-5 Click Here

Fixed Rate Mortgages

Fixed Rate Mortgages Click Here
Subscribe to Rates Feed

Aug 12, 2015

ORNL FCU Announces B.A. Candler Scholarship Award Recipients

Congratulations to Austin Deitz and Laura Humphrey for being selected by the UT Scholarship Committee for the ORNL FCU/B.A. Candler Scholarship.

Jul 28, 2015

Free Community Shred Day

At Alcoa and Oak Ridge branch locations!

Jul 7, 2015

2015 Feast with the Beasts

Tickets on sale at all branches!

Subscribe to News Feed