ThrivePATH: Your Journey to Financial Wellness Starts Here

Smart Ways to Utilize Your Income Tax Return

For many, receiving an income tax return is a financial boost that comes just in time. At ORNL Federal Credit Union, we want your tax return to make a lasting impact on your financial wellness. Instead of letting that extra cash burn a hole in your pocket, consider these smart ways to put it to work for you.

Why Contactless Payments Are Safer Than You Think

Contactless payments like tap-to-pay and Apple Pay are leading the charge. However, convenience isn’t the only advantage they offer—contactless payments are also more secure than traditional payment methods.

Recognizing and Avoiding Fraud During Natural Disasters

Natural disasters bring out the best and worst in people. While communities come together to support one another, the chaos can also create opportunities for fraudsters. Being aware of common scams can help you protect yourself and your loved ones from scammers.

Understanding What Happens to Collection Items on Your Credit Report

Collection items can have a significant impact on your credit score and financial well-being. Learn what exactly happens to these collection items over time.

How to Save Money on Your Vacation this Summer

Summer is the perfect time to relax, unwind, and explore new destinations. However, the cost of vacations can quickly add up, making it essential to plan ahead and find ways to save money.

Your New Mortgage Can Make You a Target

Fraudsters are accessing public information about your loan and sending deceptive postcards and letters.

The Difference Between a Will and a Trust

When it comes to planning for the distribution of your assets after you pass away, two common legal instruments come to mind: the will and the trust. While both serve as essential components of estate planning, they have distinct differences that cater to different needs and circumstances.

Introducing Loud Budgeting

Loud budgeting is a money-saving technique that involves declining social opportunities when it puts your financial goals in jeopardy, and telling people that’s the reason you aren’t going.

What You Should Know About Buy Now, Pay Later

With the increase in online shopping throughout the past years, here's what you should know about buy now, pay later options.

Tax Scams and Fraud to Watch for During Tax Season

At ORNL FCU, we take the security of your financial well-being very seriously. Here are five tax scams and fraud to be on the lookout for this spring.

How to Effectively Use Your Income Tax Return

American taxpayers have until April 15 to file their income tax return. Here are eight ways that you can effectively utilize your Income Tax Return!

Four Ways to Introduce Money to Your Children

Here are four ways to introduce money to your children to help them become comfortable with money and set them up for financial success.

How to Recover from Identity Theft

Identity theft is something that nobody dreams of happening to them, yet it unfortunately happens to over 300,000 Americans each year. When one discovers they are a victim of identity theft, it can be very overwhelming. At ORNL Federal Credit Union, we strive to be that strong support system needed when someone is building a healthy financial lifestyle.

Upcoming FAFSA Changes in 2024

Are you planning to enroll in college for the 2024–2025 academic year? Or perhaps, have a child enrolling in college? If so, you are going to want to know about the upcoming FAFSA changes that will take place in the new year.

Four Ways You Can Start Saving Money Today

At ORNL Federal Credit Union, we believe there is an importance in balance when it comes to creating a healthy, thriving financial lifestyle. Which is why we still believe setting money back will help you in the long run. Here are four ways that you can start saving money today!

Understanding Bankruptcy

At ORNL Federal Credit Union, we believe it is important to be financially educated in all aspects of banking. So, let’s take a deeper dive into bankruptcy.

How to Save for Retirement as a Small Business Owner

At ORNL Federal Credit Union, we believe that it is never too early to start saving for retirement. However, for small business owners, the idea of retirement can be frightening and challenging. While most employed professionals are offered some type of established retirement plan, for small business owners — it’s not always that simple. So how can you as a small business owner save for retirement? There are options and here is how!

Be Aware of Student Loan Repayment Scammers

As many borrowers begin to make student loan repayments, we want you to be aware of potential scam tactics.

How to Break the Cycle of Living Paycheck to Paycheck

At ORNL Federal Credit Union, we understand that it can be stressful when living paycheck to paycheck. When you’re trying to make ends meet and are covering just your expenses—there is no room for unexpected costs or other financial obligations. However, there are ways to break out of the cycle of living paycheck to paycheck.