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  • Recognizing and Avoiding Fraud During Natural Disasters

    Oct 4, 2024, 12:09 by Christian Hammond
    Natural disasters bring out the best and worst in people. While communities come together to support one another, the chaos can also create opportunities for fraudsters. Being aware of common scams can help you protect yourself and your loved ones from scammers.
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  • Understanding What Happens to Collection Items on Your Credit Report

    Sep 10, 2024, 08:09 by Christian Hammond
    Collection items can have a significant impact on your credit score and financial well-being. Learn what exactly happens to these collection items over time.
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  • How to Save Money on Your Vacation this Summer

    Jul 2, 2024, 08:41 by Christian Hammond
    Summer is the perfect time to relax, unwind, and explore new destinations. However, the cost of vacations can quickly add up, making it essential to plan ahead and find ways to save money.
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  • Your New Mortgage Can Make You a Target

    Jun 7, 2024, 09:34 by Christian Hammond
    Fraudsters are accessing public information about your loan and sending deceptive postcards and letters.
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  • The Difference Between a Will and a Trust

    May 28, 2024, 16:28 by Christian Hammond
    When it comes to planning for the distribution of your assets after you pass away, two common legal instruments come to mind: the will and the trust. While both serve as essential components of estate planning, they have distinct differences that cater to different needs and circumstances.
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  • Introducing Loud Budgeting

    May 6, 2024, 08:54 by Christian Hammond
    Loud budgeting is a money-saving technique that involves declining social opportunities when it puts your financial goals in jeopardy, and telling people that’s the reason you aren’t going.
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  • What You Should Know About Buy Now, Pay Later

    Apr 26, 2024, 15:19 by Christian Hammond
    With the increase in online shopping throughout the past years, here's what you should know about buy now, pay later options.
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  • Tax Scams and Fraud to Watch for During Tax Season

    Mar 21, 2024, 15:24 by Christian Hammond
    At ORNL FCU, we take the security of your financial well-being very seriously. Here are five tax scams and fraud to be on the lookout for this spring.
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  • How to Effectively Use Your Income Tax Return

    Mar 7, 2024, 11:12 by Christian Hammond
    American taxpayers have until April 15 to file their income tax return. Here are eight ways that you can effectively utilize your Income Tax Return!
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  • Four Ways to Introduce Money to Your Children

    Jan 25, 2024, 12:06 by Christian Hammond
    Here are four ways to introduce money to your children to help them become comfortable with money and set them up for financial success.
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  • How to Recover from Identity Theft

    Jan 11, 2024, 09:23 by Christian Hammond
    Identity theft is something that nobody dreams of happening to them, yet it unfortunately happens to over 300,000 Americans each year. When one discovers they are a victim of identity theft, it can be very overwhelming. At ORNL Federal Credit Union, we strive to be that strong support system needed when someone is building a healthy financial lifestyle.
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  • Upcoming FAFSA Changes in 2024

    Dec 13, 2023, 10:30 by Christian Hammond
    Are you planning to enroll in college for the 2024–2025 academic year? Or perhaps, have a child enrolling in college? If so, you are going to want to know about the upcoming FAFSA changes that will take place in the new year.
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  • Four Ways You Can Start Saving Money Today

    Nov 29, 2023, 08:59 by Christian Hammond
    At ORNL Federal Credit Union, we believe there is an importance in balance when it comes to creating a healthy, thriving financial lifestyle. Which is why we still believe setting money back will help you in the long run. Here are four ways that you can start saving money today!
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  • Understanding Bankruptcy

    Oct 13, 2023, 08:58 by Christian Hammond
    At ORNL Federal Credit Union, we believe it is important to be financially educated in all aspects of banking. So, let’s take a deeper dive into bankruptcy.
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  • How to Save for Retirement as a Small Business Owner

    Sep 5, 2023, 09:47 by Christian Hammond
    At ORNL Federal Credit Union, we believe that it is never too early to start saving for retirement. However, for small business owners, the idea of retirement can be frightening and challenging. While most employed professionals are offered some type of established retirement plan, for small business owners — it’s not always that simple. So how can you as a small business owner save for retirement? There are options and here is how!
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  • Be Aware of Student Loan Repayment Scammers

    Aug 11, 2023, 13:50 by Christian Hammond
    As many borrowers begin to make student loan repayments, we want you to be aware of potential scam tactics.
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  • How to Break the Cycle of Living Paycheck to Paycheck

    Jul 27, 2023, 13:42 by Christian Hammond
    At ORNL Federal Credit Union, we understand that it can be stressful when living paycheck to paycheck. When you’re trying to make ends meet and are covering just your expenses—there is no room for unexpected costs or other financial obligations. However, there are ways to break out of the cycle of living paycheck to paycheck.
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  • The Most Common Scam: Phone Calls and Texts

    Jul 11, 2023, 08:32 by Christian Hammond
    Since COVID-19, we have seen an increase in scams and fraud. What is the most common scam, you ask? Phone and text scams are the most popular tactics scammers are using right now. According to the Federal Trade Commission, phone scams accounted for $330 million lost in 2022. At ORNL Federal Credit Union, we want your accounts and information to stay safe. Below are some examples of the most common phone and text scams.
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  • Understanding the Warning Signs of Alzheimer’s

    Jun 13, 2023, 10:41 by Christian Hammond
    We care about the health and overall well-being of our members and community. Which is why we wanted to share the Alzheimer’s Association’s list of warning signs to help people identify symptoms that may be related to Alzheimer’s or another dementia.
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  • How to Dispute Your Credit Report

    Jun 6, 2023, 10:37 by Christian Hammond
    We believe that maintaining your credit score plays a vital role in managing a healthy financial lifestyle. In addition to keeping up with your credit score; it is also important to check your credit reports at least once a year.
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