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Debit Card
Benefits

A feature-rich card designed to streamline your purchases.

Always there when and where you need it.

Every ORNL FCU debit card includes all of these essential features for free:

Digital Wallet

Forgot your wallet? No problem. Add your debit card to Apple, Google, or Samsung Pay to tap and pay with your phone.

 

Round Up*

Looking for an easy way to save? Enroll to automatically round up all debit card purchases to the nearest dollar and have the difference transferred to a savings account of your choice.

Call us at 800.676.5328 to enroll in the Round Up savings program.

*Checking account required.

Deposits at ORNL FCU ATMs**

You can deposit checks and cash any time of day at your local ORNL FCU branch ATM.

 

**Cash deposits are available immediately. Check deposits over $225 are subject to a minimum 2 day hold.

Cash Back

Need cash back from your retail purchase? Enter your PIN. No cash needed? Choose ‘credit’ for a quicker transaction.

Restrictions may apply.

EMV Chip Technology

Using the EMV chip in your debit card helps protect against fraud and allows you to make secure transactions worldwide.

30,000+ Fee Free ATMs

On the road and needing cash? Find fee-free ATMs nationwide online or in the mobile app. Just look for the CO-OP ATM Network logo on the machine.

VISA-Zero-Liability

VISA Zero Liability

Shop confidently knowing your card is backed by Visa’s Zero Liability Policy. That means you're protected if your card is lost, stolen, or fraudulently used online or in person. Be cautious when sharing card information and notify us immediately of any unauthorized use.

 

 

 

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