keys to home & happiness.
Ready to build or buy? We make it easier with 0.25% OFF our mortgage loan rates and 0.50% OFF origination fees!
LIMITED TIME OFFER!
LEARN MORE
DISCLAIMER: Certain restrictions apply, and all loans are subject to credit approval. PROMO ELIGIBILITY: Primary home purchase loans only. Effective for complete TRID applications locked 6/1/25 through 11/30/25. This offer cannot be combined with any other promotions or discounts. Employees are not eligible. PRODUCT EXCLUSIONS: HELOC, Land, Realty Resource & Smart Loan Products. Reduction of the current Loan Origination Fee from 1.00% to 0.50%, effective on TRID-Triggered Applications August 1, 2025, through year-end December 31, 2025.
Financial Expertise To Serve You
We guide you towards your financial goals and help you develop a healthy relationship with money.
Money Management Made Easy
Never worry about unexpected fees or unexplained charges. We are 100% transparent to make your life easier.
We Invest in Our Community
We’re not just a part of the community — we actively serve the community with give-back programs and local scholarships.
Locate ORNL FCU Near You
ORNL FCU offers 28 branches throughout East Tennessee and over 30,000 fee-free ATMs nationwide.
Bank Safely With ORNL FCU Anywhere
Whether you’re making payments at home or on the go, securely manage your money with our mobile app.
Bank Anywhere
Pay bills and loans, move money quickly between accounts, and make secure mobile deposits.
Manage Cards
Easily lock and unlock your ORNL FCU cards or report it lost or stolen.
Secure Access
Conveniently access your money with secure fingerprint and face ID login on our mobile app.
Branch & ATM Finder
Find the nearest ORNL FCU branch and fee-free ATMs.
