STOP PAYING RENT, START
BUILDING WEALTH
Why is now a good time to buy?
You may be surprised by how affordable a new home can be with these features and discounts1:
- As little as 3% down
- 0.25% OFF rate
- 0.50% OFF origination
- PLUS an extra $500 towards closing costs for first-time home buyers2
(1) Rate and Origination Discount Exclusions: Terms and conditions apply. Subject to credit approval. Primary residences only. Not available for HELOCs, Land, Employee, Smart Loan, Realty Resource Loans, and Construction-to-Permanent (C2P). Offer available through June 30, 2026.
(2) First-Time Home Buyer Requirements: Borrower must have no home ownership in previous three (3) years. Offer available through June 30, 2026.
Financial Expertise To Serve You
We guide you towards your financial goals and help you develop a healthy relationship with money.
Money Management Made Easy
Never worry about unexpected fees or unexplained charges. We are 100% transparent to make your life easier.
We Invest in Our Community
We’re not just a part of the community — we actively serve the community with give-back programs and local scholarships.
Locate ORNL FCU Near You
ORNL FCU offers 28 branches throughout East Tennessee and over 30,000 fee-free ATMs nationwide.
Bank Safely With ORNL FCU Anywhere
Whether you’re making payments at home or on the go, securely manage your money with our mobile app.
Bank Anywhere
Pay bills and loans, move money quickly between accounts, and make secure mobile deposits.
Manage Cards
Easily lock and unlock your ORNL FCU cards or report it lost or stolen.
Secure Access
Conveniently access your money with secure fingerprint and face ID login on our mobile app.
Branch & ATM Finder
Find the nearest ORNL FCU branch and fee-free ATMs.
